Page 148 - Hollard Private Portfolio

We cover you for loss or damage caused by:
○ civil commotion, labour disturbance, riot, strike or lockout; and
○ the act of any lawfully constituted authority in controlling, preventing, suppressing or in any other way dealing with it.
We do not cover loss or damage:
○ for any work, process or operation that is interrupted or delayed
○ caused by permanent or temporary dispossession as a result of confiscation, commandeering or requisition by a lawfully constituted authority.
Theft of spare wheels
If your spare wheel is fitted to the outside of your vehicle you must fit a Vesa-approved wheel-lock to the spare wheel. If you do not, we will not pay more than the amount in the Schedule, and you will be responsible for the excess.
Trauma counselling
We will pay the benefit for prescribed professional counselling if you are the victim of a violent act of theft, attempted theft, hold-up or hijacking.
Vehicle rental excess
If you rent a vehicle from a car rental company, and it was damaged while in your control, we will pay your excess, up to the limit stated in the Schedule, subject to the following conditions:
○ The vehicle is rented for a maximum of 45 days or less.
○ We will not pay if the driver of the rental vehicle is not the same as the driver declared to the car rental company.
○ We will not pay if the driver of the rental vehicle did not comply with the conditions for cover under this policy.
Wheelchair- and disability-friendly alterations
If during the period of insurance you are accidentally injured and become wheelchair-bound or disabled as a result, we will pay for whatever alterations may be necessary to your vehicle to enable you to continue using it. This cover does not apply to motorcycles, scooters, three-wheeled vehicles, quad-bikes, motorised lawnmowers, non-motorised caravans, trailers or golf carts.
Wreckage removal
Following an insured event, we will pay for the cost of cleaning up and removing the insured vehicle’s debris from the accident site.
Motor – Comprehensive cover
146 Hollard Private Portfolio – Version 3.0.0 – 20 April 2020