Page 152 - Hollard Private Portfolio

First aid equipment
We will pay for the cost of replacing any lost or damaged first aid equipment which was not supplied with the vehicle when new.
○ We do not cover theft from an unattended vehicle, except in the following instances:
– The vehicle itself is securely parked (for instance inside a locked building or behind locked gates), and
there are clear signs of forcible and violent entry into the building or the premises.
– The vehicle is locked, there are clear signs of forced entry and the item is out of view, for instance inside a locked boot, inside the glove compartment or under a seat.
– In the case of remote jamming, there is no cover unless there is CCTV footage or other indisputable proof available.
Fitted winch equipment
We will pay for accidental loss or damage to winch equipment fitted to your vehicle, caused by sudden and unforeseen mechanical or electrical breakdown, failure or breakage.
We do not cover you for any loss or damage to your winch equipment if it is:
○ caused by defective design, defective parts or defective repairs
○ operation of the winch beyond the manufacturer’s stress levels
○ due to wear and tear or gradual deterioration of any parts, such as cables or coupling devices.
Head-, tail- and spotlights
We will pay for the cost of replacing any accidentally damaged head-, tail- or fitted spotlights even if there is no other damage to the vehicle.
Luggage
We will pay for the theft of luggage from a roof-rack, canopy, trailer or carrier.
Aftermarket accessories and equipment
Will not pay more than the limit stated in the Schedule for loss or damage to aftermarket accessories and equipment (excluding sound equipment).
Personal documents
Following an insured event, we will pay for the cost of any materials and labour necessary to reinstate or obtain duplicates of your personal documents. This includes identity documents, passports, visas and vaccination certificates as well as lost or damaged printed road maps or permits which allow the vehicle entry into or exit from countries.
Motor – Comprehensive cover
150 Hollard Private Portfolio – Version 3.0.0 – 20 April 2020