Page 164 - Hollard Private Portfolio

○ we will not pay for the following:
– theft of parts or accessories while the pleasure-craft is left unguarded at the scene of an accident
– more than the amount in the Schedule for towing costs and bringing the damaged pleasure-craft back to South Africa
– any government-imposed duties, customs, charges or stamps
– if the pleasure-craft is a write-off and you do not bring it back to South Africa, we will deduct the value of the salvage from your pay-out. The value of the salvage will be the amount we would have received for it in South Africa. You will remain the owner of the salvage and be responsible for complying with any local government requirements.
We also cover you for
In addition to the standard cover outlined in the preceding pages, you are also covered for the following, subject to the relevant conditions and limits stated in the Schedule:
Delivery after a claim
We will pay for the cost of delivering your pleasure-craft to your home address, or place of storage, after repairs following a valid claim.
Emergency and salvage expenses
We will pay for any reasonable costs incurred by you to avoid or minimise loss or damage to the pleasure-craft.
Medical benefit
We will pay the medical benefit for any occupant of the pleasure-craft who sustains bodily injury as a direct result of an insured event involving the pleasure-craft.
Transit by land
We will pay for any loss or damage sustained by your pleasure-craft while it is being transported by road, or on a roadworthy vehicle or trailer. This includes loading and offloading, but excludes any bruising, scratching or denting.
Trauma counselling
We will pay the benefit for prescribed professional counselling if you are the victim of a violent act of theft, attempted theft, hold-up or hijacking.
Tow-and-assist
We will pay any reasonable costs incurred by you to tow and assist other pleasure-craft in distress, or to summon emergency assistance. In all such cases, you must supply us with a copy of the official incident report to the relevant authorities.
Towing and emergency repairs
If your pleasure-craft is immobilised as a result of an insured event, we will pay for it to be towed or delivered to a place of safety. We will also pay for any emergency repairs you authorised enabling you to continue on your journey, but you must obtain an itemised invoice.
Pleasure-craft
162 Hollard Private Portfolio – Version 3.0.0 – 20 April 2020