Page 171 - Hollard Private Portfolio

EnRoute – Personal accident
Key terms to understand
You
Bodily injury
Your vehicle
The insured person in whose name the policy is issued. It also includes up to the number of passengers stated in the Schedule
Injury sustained by you in an accident with your vehicle while you are driving, travelling as a passenger in it, or getting into or out of your vehicle. It also includes injury due to hijacking and terrorism involving your vehicle
Any vehicle insured under the motor section of this policy at the time of the accident, and for which a valid claim has been accepted by us. The vehicle must be enclosed and allowed to legally carry passengers
Paying out after a claim
How much we pay
We pay out the exact amount of cover that you chose when you signed up for this policy. So any claim is settled simply by referring to the Schedule of compensation below:
○ death − as stated in the Schedule
○ medical expenses
○ permanent disability
○ temporary disability
Certain pay-outs are limited
− up to the limit as stated in the Schedule
- as shown in the disability table
− the weekly benefit as stated in the Schedule.
Under the following circumstances, we pay less than the benefits stated in the Schedule: Death
○ for children up to 6 years of age, we pay up to the limit stated in the Schedule
○ for children between 6 and 15 years of age, we pay up to the limit stated in the Schedule
Temporary disability
○ for unemployed persons, we will pay up to the limit stated in the Schedule
○ the following categories of people do not qualify for temporary-disability benefit:
– children under 15 years of age
– students who are not full-time employees
○ for the weekly temporary-disability benefit, the maximum we will pay is the limit stated in the Schedule.
Hollard Private Portfolio – Version 3.0.0 – 20 April 2020 169