Page 176 - Hollard Private Portfolio

Military, police or criminal actions
We do not cover claims resulting from your participation in military, police or criminal actions.
Irresponsible actions
We do not cover claims resulting from the following irresponsible actions:
○ suicide, attempted suicide and intentional self-injury
○ wilful misconduct or exposure to danger
○ while the alcohol content in your blood exceeds the legal limit
○ being under the influence of intoxicating liquor or drugs, unless prescribed by a medical practitioner.
This will not apply to passengers who can prove that they were unaware of your intention or condition.
Certain medical conditions
We do not cover claims resulting from the following medical conditions:
○ insanity and neurosis
○ stress and any related conditions, depression and disorders. Your specific responsibilities
Agree to regular medical examinations
You must submit to any medical examination that we require of you, as often as required. We will pay for these medical examinations.
Notify us of any death, disability or bodily injury within four months
If any person dies in an accident, you must notify us within four months. We may insist on a post-mortem examination.
Prove a valid claim to get a pay-out
To qualify for a pay-out under this section, you need to first prove that you have a valid claim under the motor section and have complied with all the terms and conditions.
Seek immediate medical treatment
In the event of a personal accident likely to lead to a claim, you must immediately see a registered medical practitioner, and follow any treatment that is recommended.
Tell us of important changes
You must tell us immediately of any changes to the information you provided when your policy started.
EnRoute – Personal accident
174 Hollard Private Portfolio – Version 3.0.0 – 20 April 2020