Page 82 - Hollard Private Portfolio

All Risks
The following items of unspecified property are not covered:
○ vehicle sound equipment
○ laptops, palmtops, notebooks, iPads, Kindles and tablets and their accessories
○ any telecommunication devices such as cell phones
○ rare books, metals, unset precious stones, individual stamps or coins (including Kruger coins)
○ pedal-cycles
○ property that is more specifically insured.
If you need cover for any of these items, you must specify them.
Specified property
Any item of property that is specifically listed in your Schedule is covered.
This includes caravan contents, whether in the caravan itself or the side tent. It also includes sports equipment if it breaks whilst in use as long as these items are specified.
Personal computers – extended cover for desktops, laptops and tablets.
This extends cover for desktops, laptops and tablets as well as their associated accessories. The cover is described in the policy section "Personal Computers". Check your Schedule now to see if you have selected personal computers – extended cover.
Items kept in a safety deposit box
If items are kept in a safety deposit box in a bank or private vault and stated in the Schedule as such, cover will be valid only if they were actually in the safety deposit box in a bank or private vault at the time of loss, theft or damage. If you remove these items without notifying us, you will be covered up to the limit stated in the Schedule.
Therefore make sure you advise us if you remove it, and arrange for full cover outside the safety deposit box.
Additional cover you can choose
Applies only if specified
In addition to the standard cover outlined in the preceding pages, you can also choose to be covered for loss or damage in the case listed below. Check your Schedule now to see if you have chosen this additional cover.
Remote blocking – unspecified property
If unspecified property is stolen from your vehicle without any forced entry and you blame that on interference with your remote control by a blocking device, then you must prove it to us. The amount of the pay-out will depend on whether the evidence is acceptable to us and whether it can be backed up by CCTV footage. Check your Schedule now to see what the applicable limits are.
80 Hollard Private Portfolio – Version 3.0.0 – 20 April 2020