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Personal computers
Remote blocking
If your computer is stolen from your vehicle without any forced entry and you blame that on interference with your remote control by a blocking device, then you must prove it to us. The amount of the pay-out will depend on whether the evidence is acceptable to us and whether it can be backed up by CCTV footage. Check your Schedule now to see what the applicable limits are.
ADDITIONAL COVER YOU CAN CHOOSE
Applies only if specified
In addition to the standard cover outlined above, you can also choose to be covered for loss or damage in the cases listed below. Check your Schedule now to see if you have chosen this additional cover:
Electronic breakdown
We cover you for accidental electronic breakdown, such as a hard-disk crash.
Ensuring compatibility between your old and new computer
As part of getting your new computer operational, we can also cover you for any reasonable costs incurred to ensure that it is fully compatible with your old one.
Reinstatement of data
These are necessary costs and expenses incurred by you to reinstate data or programs lost as a result of accidental erasure. This is on condition that the lost data or programs were not caused by:
○ program errors
○ a virus or malware (harmful software such as viruses or Trojans)
○ intentional cancellation, corruption of data or incorrect entry.
What is not covered
You are not covered for any of the following scenarios:
○ if you use the computer for any purpose other than personal use, or for your home industry or professional home use
○ loss or damage that is already provided for under a maintenance or lease agreement
○ theft from your place of employment, unless there are clear signs of forced entry into or exit from the building
For example, you may need to change elements of your new computer, replace licensed programs or restore data that has become inaccessible on your old computer.
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