Page 100 - Sectional Title Policy Wording

This extension is only applicable to private type motor cars and light commercial vehicles up to a GVM of 3 500 kg (three thousand five hundred kilograms).
Vehicle sharing
The acceptance of payment for giving lifts to passengers in private-type motorcars (as defined) and in the passenger- carrying compartment of light delivery vehicles (LDV's) with a gross vehicle mass not exceeding 3 500 kg (three thousand five hundred kilograms) when it is part of a vehicle-sharing agreement for social purposes or commuting, will not be regarded as excluded under the Description of Use Conditions;
PROVIDED THAT:
1. the passengers are not being carried in the course of a passenger-carrying business;
2. the total payments received for such journeys do not involve any element of profit.
Waiver of subrogation rights
For the purposes of this Section, Hollard waives all rights of subrogation or action which they may have or acquire against any other person to whom the indemnity hereunder applies, and each such person shall observe, fulfill and be subject to Terms, Exceptions and Conditions (both general and specific) of this insurance in so far as they can apply.
War
In respect of Sub-Section B and C only, General Exception 1 is deleted and replaced by the following:
"This Section does not cover war, invasion, act of foreign enemy, hostilities (whether war be declared or not), civil war, mutiny, insurrection, rebellion, revolution, military or usurped power."
Windscreen/Glass
Hollard will pay for the cost to repair or replace for damage to windscreen glass, side or rear glass, head or tail lamps, or fitted spotlights forming part of any vehicle as stated in the Schedule;
PROVIDED THAT:
1. no other damage has been caused to the vehicle giving rise to a claim under the Policy;
2. You will be responsible for the first amount payable (applicable to glass) stated in the Schedule of each and every loss;
3. the vehicle is insured under Sub-Section A.
Wreckage removal
The cover provided under Sub-Section A of this Section is extended to include costs and expenses incurred by You in respect of the clearing up and removal of debris and wreckage of any insured vehicle following damage to such vehicle by a Defined Event;
PROVIDED THAT:
in addition to the limit of indemnity under Sub-Section A of this Section, the limit of Hollard's liability under this Extension shall not exceed R10 000 (ten thousand rand), in respect of any one occurrence.
Additional cover may be purchased in which case the limit stated in the Schedule will be over and above the automatic cover provided.
OPTIONAL CLAUSES AND EXTENSIONS (if stated in the Schedule to be included) Contingent liability
The indemnity under Sub-Section B includes claims made against:
1. You in the event of an accident arising in the course of the business and caused by or through or in connection with any motor vehicle not the property of or provided by You, while being used by any partner or director or employee of You (hereinafter in this Extension referred to as 'such person');
2. any such person in the event of an accident arising in the course of the business and caused by or through or in connection with any motor vehicle not belonging to such person or to You or leased or hired by either of them, but only in so far as such person has not been refused any motor insurance or continuance thereof by any insurer;
Motor
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