Page 104 - Sectional Title Policy Wording

1.3
1.4
1.2.2 but Hollard will indemnify You against loss of or damage to any vehicle while in transit by sea or air between ports or places in these territories including loading and unloading incidental to such transit;
arising from the ownership, possession or use of vehicles:
1.3.1 used principally for the transportation of explosives such as nitro-glycerine, dynamite or any other substance generally classified as a highly explosive substance or for the transport of hazardous chemicals;
1.3.2 in the underground workings of any mine or on the apron or runway at any airport;
incurred while any vehicle is being driven by:
1.4.1 You:
1.4.1.1 while under the influence of intoxicating liquor or drugs (unless administered by or prescribed by and taken in accordance with the instructions of a member of the medical profession other than himself/herself); or
1.4.1.2 while Your blood alcohol percentage exceeds the statutory limit at the time of the occurrence; or
1.4.1.3 while not holding a valid driver's licence to drive such vehicle;
1.4.2 any other person with Your general consent who, to Your knowledge:
1.4.2.1 is under the influence of intoxicating liquor or drugs (unless administered by or prescribed by and taken in accordance with the instructions of a member of the medical profession other than himself/herself); or
1.4.2.2 while the blood alcohol percentage of such person exceeds the statutory limit at the time of the occurrence; or
1.4.2.3 who does not hold a valid driver's licence to drive such vehicle, but this shall not apply if You was unaware that the driver did not hold a valid driver's licence and You can prove to the satisfaction of Hollard that, in the normal course of his/her business, procedures are in operation to ensure that only drivers with valid licences are permitted to drive insured vehicles;
1.4.3 or is under control for the purpose of being driven by a person who does not hold a current valid Professional Driving Permit (PDP) to drive such a vehicle as required in terms of the National Road Traffic Amendment Act of 1998 as amended. This Exception applies if the said person has held a PDP but has not renewed it and is applicable to all drivers of:
1.4.3.1 goods vehicles with a gross vehicle mass (GVM) exceeding 3 500kg (three thousand five hundred kilograms);
1.4.3.2 breakdown vehicles;
1.4.3.3 buses;
1.4.3.4 mini-buses with a GMV exceeding 3 500kg (three thousand five hundred kilograms) or with 12 (twelve) or more seats (including the driver);
1.4.3.5 motor vehicles conveying persons for reward;
1.4.3.6 motor vehicles conveying more than 12 (twelve) persons;
but this shall not apply if You was unaware that the driver did not hold a valid licence and You can prove to the satisfaction of Hollard that, in the normal course of business, procedures are in operation to ensure that only licensed drivers with valid licences are permitted to drive insured vehicles;
PROVIDED THAT:
any driver shall be deemed to be licensed to drive the vehicle if he/she is complying with the licensing laws relating to any of the territories referred to under Specific Exception 1.2.1 or if a licence is not required by law, or while such driver is learning to drive and is complying with the laws relating to learner drivers.
Motor
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Sectional Title Insurance Policy Wording – Version 4 2023