Page 27 - Sectional Title Policy Wording

Buildings
Costs of removal of fallen or leaning trees
The insurance under this Section covers costs reasonably and necessarily incurred in removing trees or parts of trees from the insured premises as described in the Schedule that have fallen following a Defined Event as defined under Sub- Section A or leaning trees that are in danger of causing damage to the insured property;
PROVIDED THAT:
1. Hollard’s liability will not exceed R10 000 (ten thousand rand) any one occurrence;
2. such costs will be subject to the Hollard’s prior written consent;
3. You will be responsible for the first R500 (five hundred rand) in respect of any one occurrence.
Escalation/Inflation contingency
Hollard will pay the additional costs of reinstatement incurred between the time of the loss and actual reinstatement or replacement which are due to escalation costs;
PROVIDED THAT:
1. the indemnity herein will be without force or effect if You are unable or unwilling to reinstate or replace the property damaged on the same or another site,
2. any amounts payable which may be indemnified in terms of any other policy will be deducted from any amount payable in terms of this policy,
3. this extension is limited to the percentage specified in the schedule based on the replacement value at the time of loss.
Expenses and medical benefit
Hollard will pay for medical benefit for accidental bodily injury to any guest or visitor caused by any defect in or on the insured premises;
PROVIDED THAT:
the Liability of the Company in respect of any one occurrence shall not exceed R10 000 (ten thousand rand).
Landscaping
Hollard will pay up to R10 000 (ten thousand rand) per event towards costs reasonably and necessarily incurred by You for the replacement of trees, shrubs, lawns, plants and fixed sprinkler installations situated at the grounds of the insured buildings stated in the Schedule;
PROVIDED THAT:
such loss or damage is caused by:
1. fire, explosion or as a result of firefighting operations;
2. any other emergency service operations;
3. impact by vehicles or aircraft or other aerial devices, any deliberate or malicious acts;
4. but excluding theft or attempted theft.
Mobility
In the event of bodily injury, caused by a violent act of theft, attempted theft, hold up or hijacking at the insured premises, or fire, to the owner or member of his family normally residing with the owner, while in the unit or its ground and as a direct result of the incident permanently dependent on a wheelchair for mobility, Hollard will pay You for costs reasonably and necessarily incurred for:
1. a self-propelled wheelchair; and/or
2. alterations to the owners unit at the risk address stated in the Schedule, to facilitate the use of such wheelchair;
PROVIDED THAT:
Hollard’s liability for both this Section as well as any other Section where this extension of cover may apply, will not exceed R20 000 (twenty thousand rand) in respect of any one occurrence.
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