Page 145 - Hollard Private Portfolio - Version 3.5

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Hollard Private Portfolio – Version 3.5 – 7 May 2024
Pleasure-craft
We also cover you for
In addition to the standard cover outlined in the preceding pages, you are also covered for the following, subject to the
relevant conditions and limits stated in your policy schedule:
Cost of importing parts
If a part needed for the repair of your pleasure-craft is not available in South Africa as a standard (ready-made) part, we
will pay for the cost of importing the replacement part including express delivery fees. Note: The cost of the actual part
is covered as part of your claim – this benefit only covers the cost to import the part.
Damage due to vermin or animals
We will cover damage caused by vermin or domestic or wild animals. Vermin are animals and insects that can be harmful
and are difficult to control when they appear in large numbers. Vermin include moths, rodents, termites, parasitic worms
or any other animal or insect classified as invasive species.
Delivery after repairs
We will pay for the cost of delivering your pleasure-craft to your home address, or place of storage, after repairs following
a valid claim.
Emergency accommodation
If you cannot continue your journey with the pleasure-craft because it was stolen, damaged or it broke down, we will
cover the costs of emergency accommodation for you and your passengers up to the maximum number of days as
shown in your policy schedule.
Emergency and salvage expenses
We will pay for any reasonable costs incurred by you to avoid or minimise loss or damage to the pleasure-craft.
Emergency repairs
If your pleasure-craft needs emergency repairs to allow you to continue with your journey, or to prevent or reduce loss
or damage, you may arrange the repairs. The following conditions apply:
○ The reason for the repair must be because of loss or damage which would be covered under this policy.
○ If the cost for the emergency repairs is more than the limit, you must first ask our permission before the repairs
are done.
○ You must give us a detailed invoice as part of your claim.
Keys, locks and remote controls
We will cover the costs for the following:
○ Replacing stolen or damaged keys, remote control units and locks of your pleasure-craft.
○ Replacing keys and remote control units of your pleasure-craft if you suspect that an unauthorised person is in
possession of duplicates.
○ Re-programming of any related pleasure-craft systems, like alarm systems.
Locating and assessing
If your pleasure-craft was stranded, in a collision or if it sank, we will pay the cost to:
○ Locate the pleasure-craft.
○ Inspect the hull, even if no damage is found.
Medical benefit
We will pay the medical benefit for any occupant of the pleasure-craft who sustains bodily injury as a direct result of an
insured event involving the pleasure-craft.