Page 149 - Hollard Private Portfolio - Version 3.5

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Hollard Private Portfolio – Version 3.5 – 7 May 2024
Pleasure-craft
○ Loss or damage to property
You are not covered for legal liability for loss or damage to the following kinds of property:
– Property belonging to you, leased, hired or borrowed by you, or in your care, custody or control, or
that of anyone acting on your behalf.
– Property conveyed or about to be conveyed in or on the pleasure-craft, except for property belonging
to passengers and water-skiers.
○ Pleasure-craft towed by your pleasure-craft
No liability cover for loss or damage to a pleasure-craft which does not belong to you, while it is being towed by
your pleasure-craft, other than if the pleasure-craft is in distress.
○ Transport by road
No liability cover while the pleasure-craft is being transported by road.
○ Costs or expenses due to advice or treatment
No liability cover resulting from advice or treatment, other than first-aid treatment, which was given or
administered by you or any person acting on your behalf, while using the pleasure-craft.
Motors accidentally immersed
There is no cover for loss or damage to motors accidentally immersed in water, unless you have taken reasonable steps
to flush and repair them immediately.
Non-seaworthy pleasure-craft
There is no cover for loss or damage caused directly because your pleasure-craft is not seaworthy or has not been
maintained according to the seaworthy requirements of the Merchant Shipping Regulations of 2007 (as amended from
time to time), issued by the South African Maritime Safety Authority. This applies regardless of where you use the
pleasure-craft.
Pollution or contamination
There is no cover for liability, loss or damage caused by or related in any way to pollution or contamination, unless it
happens suddenly, accidentally and unexpectedly. There is also no cover for the cost of removing, nullifying or cleaning
up, seeping, polluting or contaminating substances, unless it happens suddenly, accidentally and unexpectedly.
Pollution or contamination means the discharge, release, dispersal, seepage or escape of any solid, liquid, gas,
contaminant or pollutant. For example: humidity, fumes, smoke, soot, chemicals, acids or waste.
Sails and protective covers
There is no cover for loss or damage to sails and protective covers that are torn by wind or blown away whilst set, unless
caused by:
○ Damage to the spars (poles) to which the sails are rigged.
○ The pleasure-craft being stranded or sunk.
Superficial damage
There is no cover for superficial damage such as scratching, bruising or denting.
Theft or attempted theft
There is no cover for theft or attempted theft of fixtures, fittings, equipment and outboard motors of the pleasure-craft
unless there are visible signs of force.
Unsecured outboard motors
We do not cover loss or damage to outboard motors that fall overboard because they are not securely chained or bolted
to the pleasure-craft.