Page 155 - Hollard Private Portfolio - Version 3.5

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Hollard Private Portfolio – Version 3.5 – 7 May 2024
EnRouteTM – Personal accident
Additional cover you can choose
The cover below is not automatic. It applies only if you have specifically requested it – i.e. it is listed as covered in your
policy schedule.
Road Cover is a value added service and is not underwritten by The Hollard Insurance Company Ltd. All claims should
be submitted directly to Road Cover.
RoadCover
This cover is not provided by us but by an outside organisation.
How it Works
○ RoadCover is a service that manages your claim with the RAF from start to finish.
○ RoadCover offers its members full compensation by the RAF should they be involved in a road accident, at NO
cost to themselves.
Assistance with claiming from the Road Accident Fund (RAF)
If you have requested this cover you will be provided with full details of the services you can expect and all enquiries
should be made via the RoadCover telephone 0860 726 837 (0860 RCOVER). You may also consult their website
http://www.roadcover.co.za where the services are set out in detail.
We give some brief details below. Consult the website now to acquaint yourself with the details of the services.
If you are injured in a road accident as a result of another driver’s negligence you will be assisted to claim against the
RAF. This free service will include:
○ legal representation
○ administration and management of your claim
○ up to 8 medico-legal reports from RoadCover medical experts when required by the RAF
○ actuarial reports
○ accident reconstruction.
Any pay-out from the RAF will be paid to you without any deductions.
Who is entitled to claim?
○ any individual that has been injured as a result of a negligent driver
○ the dependent of a deceased victim
○ a close relative of the deceased in respect of funeral expenses
○ a claimant under the age of 18 who must be assisted by a parent or legal guardian.
What can you claim for?
○ past and future hospital and medical expenses
○ past and future loss of income or earnings
○ past and future loss of support for the dependent of a deceased or disabled victim
○ general damages for pain, suffering and disfigurement in the case of bodily injury
○ necessary funeral expenses.