Page 116 - Agriculture Policy Wording Binder

3.1.1 the loading or unloading of any such vehicle or trailer, arising beyond the limits of any carriageway or thoroughfare;
3.1.2 any self-propelled mechanical plant, or any machinery or apparatus attached to any other vehicle, while used as a tool of trade, other than in circumstances where such liability is governed by any road traffic legislation requiring compulsory insurance or security;
3.2 any aircraft or other aerial device, drone, hovercraft, watercraft, or offshore installation but this Exception will not apply to liability caused by:
3.2.1 hand propelled watercraft or sailing craft not exceeding 8 m (eight meters) in length; or
3.2.2 watercraft not exceeding 25 m (twenty five meters) in length, not owned by the Insured but used by the Insured for business entertainment purposes, with the exception of racing or trials;
PROVIDED THAT:
the Insured is not entitled to an indemnity under any other Policy;
4. arising from any product, other than food or drink provided for consumption on the Insured’s premises;
5. consequent upon injury or damage after the completion and handing over of any work and caused by or through or in connection with any defect or error or omission from such work.
6. liability consequent upon injury or damage directly or indirectly caused by or in connection with or arising from or attributable to:
6.1 explosives or the explosion of a boiler
6.2 flood including the bursting of a dam wall
6.3 fire and explosion resulting in spread of fire to neighboring premises
7. attachment or the diverting of water by the Insured or any person acting on behalf of the Insured
8. loss or damage and/or deterioration caused by and/or arising during land, air or sea voyage
9. malicious tampering of products
10. all claims for, and arising out of changes in the characteristics of wine and related products;
PROVIDED THAT:
the term “changes in the characteristics of wine and related products” shall include (but not be limited to) change in color, texture, clarity or taste due to climatic changes of temperature variations during storage, handling, shipping or transporting of such products.
11. 11.1 damages in respect of judgements delivered or obtained in the first instance otherwise than by a court of competent jurisdiction within the Republic of South Africa, Namibia, Botswana, Lesotho and Eswatini (formerly Swaziland)
11.2 costs and expenses of litigation recovered by any claimant from the Insured which are not incurred in and recoverable in the area described in 11.1 above.
CLAUSES AND EXTENSIONS (APPLICABLE TO SUB-SECTION 1)
Subject to all the Terms, Exceptions, Conditions and Endorsements relating to this Section of the Policy, the Insured will be indemnified as below. The total of all payments made under these Extensions will be part of and not in addition to the Limit of Liability. The Extensions are also subject to the deductible as stated in the Schedule.
1. Animals/livestock at shows and auctions
The indemnity by this Section is extended to include the Insured's legal liability arising from the displaying of livestock or whilst such livestock is in the custody of the Insured during an auction.
2. Animals not belonging to the insured
The indemnity by this Section is extended to include the Insured's legal liability arising from animals (not belonging to the Insured) grazing with the approval of the Insured on the Insured's land;
Combined Liability (Claims-made Basis)
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