Page 126 - Agriculture Policy Wording Binder

OPTIONAL CLAUSES AND EXTENSIONS (applicable to Sub-Section 1 & 2) (If stated in the Schedule to be included)
Subject to all the Terms, Exceptions, Conditions and Endorsements relating to this Section of the Policy, the Insured will be indemnified as below. The total of all payments made under these Extensions will be part of and not in addition to the Limit of Liability. The Extensions are also subject to the deductible as stated in the Schedule.
E.C. Liability
Subject otherwise to the Terms, Conditions and Limitations, the following changes are made to this Section of the Policy in respect of “injury” or “damage” (as insured by the Products Liability Extension) which results from goods or products exported to any European Community (E.C.) country or any European Free Trade Associations (E.F.T.A.) country.
1. Specific Exception 11 (11.1 and 11.2) shall not apply to damages or costs and expenses of litigation recovered by any claimant in respect of judgements delivered in the first instance in courts of the E.C. or E.F.T.A.
2. In respect of these goods or products (other than raw materials), the Insured shall:
2.1 implement and maintain a system in terms of which these goods or products can be clearly identified by batch number or serial number or date stamp or other similar manner
2.2 note and maintain a record of the date on which the actual goods or products were first put into circulation.
This record shall be maintained so as to provide the required detail for a minimum period of 10 (ten) years after the goods or products were first put into circulation.
3. The information mentioned in 2, together with all supporting documentation, shall be made available to the Company or their nominee at any time on request.
Fire extinguishing charges or water bombing costs by means of aircraft
In consideration of the payment of an additional premium this Section is extended to include all costs necessarily incurred with water bombing activities or any other fire extinguishing methods to prevent spreading of fire from the Insured to any third party property;
PROVIDED THAT:
1. such third party property was in danger as a result of such fire;
2. cover in terms of this Extension will only be applicable if either Extension - Spread of Fire or Extension – Plantations, Forests and Sugar Cane of this Section is in force;
3. the Company’s liability for any one event or series of events with one original cause or source shall not exceed R100 000 (one hundred thousand rand) or the amount stated in the Schedule whichever is the greater;
4. the Company shall not be liable for the first 10% (ten percent) of the claim, with a minimum of R2 500 (two thousand five hundred rand) of each and every claim.
Guesthouse liability (accommodation and lodging)
In consideration of the payment of an additional premium the following amendments will apply: 1. Property of employees and visitors
Specific Exception 1 is amended to read as follows:
1. Specific Extension 1 shall not apply to property belonging to, or in the care, custody and control of any partner, any director, employee of the Insured or any visitor or guest to the Insured’s premises;
PROVIDED THAT:
the liability of the Company in respect of property belonging to any visitor or guest shall be limited to R50 000 (fifty thousand rand) inclusive of any legal costs recoverable from the Insured by a claimant or any number of claimants and all other costs and expenses incurred with the Company’s consent for any one event or series of events with one original cause or source;
PROVIDED FURTHER THAT:
the Insured shall be responsible for the first R500 (five hundred rand) of each and every claim.
Combined Liability (Claims-made Basis)
Page | 124 Policy Wording – Agriculture – Binder – Version 2 2023