Page 196 - Agriculture Policy Wording Binder

3.2.3 the Company has discharged liability in respect of the loss suffered;
3.2.4 after 30 (thirty) consecutive days; whichever occurs first;
PROVIDED FURTHER THAT:
the rental costs will be borne by the Insured and the rental invoice submitted to the Company for reimbursement following the conclusion of the rental period as stated.
Passenger liability – clients
Subject to Specific Exception 1 of Sub-Section B and in consideration of the payment of an additional premium, reference to Definitions 2 and 4 in Specific Exception 2 of Sub-Section B is cancelled and the Company will, notwithstanding anything contained herein to the contrary, indemnify the Insured in respect of liability to passengers;
PROVIDED THAT:
1. passengers relate to clients in respect of sightseeing drives or organised tours relating to any wine making processes, wine tasting and/or activities of a similar nature or commercial hunting and/or game viewing activities;
2. the liability of the Company in respect of this Extension shall not exceed the amount stated in the Schedule in respect of any one passenger and in respect of any one claim or series of claims arising out of one event being carried in or upon or entering or getting onto or alighting from a permanently enclosed passenger carrying compartment of 2 as defined
and/or
3. being carried in or upon or entering or getting onto or alighting from any vehicle insured in terms of this Section and described in Definition of Vehicle 5;
PROVIDED FURTHER THAT:
1. Any vehicle referred to in 3 above (excluding vehicles specifically adapted or designed for the purpose of sightseeing drives or organised tours relating to any winemaking processes, wine tasting and/or any activities of a similar nature or accommodating commercial hunters and/or game viewing activities as defined in Definition 2) are fitted with railings on all sides of the loading area.
2. The liability of the Company shall be limited to a maximum amount as stated in the Schedule any one occurrence.
Passenger liability – employees
The Company shall indemnify the Insured in respect of Sub-Section B for the death of an employee being carried in or upon or entering or getting onto or alighting from any vehicle insured in terms of this Section and described in Definition of Vehicles 2 and 5 but excluding non-motorized caravans and pick-a-back caravans as defined in Definition 5;
PROVIDED THAT:
1. the occurrence took place outside the context of employment;
2. all sides of the loading area of the vehicle are fitted with railings;
3. the liability of the Company shall be limited to R60 000 (sixty thousand rand) per employee which limit will not exceed the amount stated in the Schedule in respect of any one occurrence;
4. the driver of such vehicle must at all times be in possession of a valid drivers license.
Retail value plus
If the vehicle described in the Policy Schedule, covered under Sub-Section A, is stolen, hijacked or damaged beyond economical repair and for which the Company accepted liability to compensate for, the Company will pay the Reasonable retail value (as per the Defined Events) at the time of loss, plus the additional percentage selected plus any specified accessories as stated in the Policy Schedule;
PROVIDED THAT:
1. The Company’s liability shall not exceed:
1.1 the maximum indemnity stated in the Policy Schedule against such vehicle; or
Motor
Page | 194 Policy Wording – Agriculture – Binder – Version 2 2023