Page 199 - Agriculture Policy Wording Binder

Motor
PROVIDED THAT:
this Extension applies to:
1. private type motor cars and light commercial vehicles up to a GVM of 3 500 kg (three thousand five hundred kilograms) only;
2. the Insured and his/her designated driver who is older than 25 (twenty five) years of age and has held a valid driver's licence for more than 5 (five) years and which is unendorsed.
OPTIONAL LIMITATION OF COVER (if stated in the Schedule to be applicable) Third party only limitation
The following are cancelled:
1. Sub–Section A;
2. Sub–Section C.
Third party, fire and theft only limitation
The liability of the Company under Sub-Section A is restricted solely to loss or damage resulting from fire, self-ignition, lightning or explosion or theft/hi-jack. Furthermore, Sub-Section C is cancelled.
Third party and fire only limitation
The liability of the Company under Sub-Section A is restricted solely to loss or damage resulting from fire, self-ignition, lightning or explosion. Furthermore, Sub-Section C is cancelled.
SPECIFIC EXCEPTIONS (applicable to all Sub-Sections)
1. The Company shall not be liable for any accident, injury, loss, damage or liability:
1.1 whilst the vehicle is being used with the general knowledge and consent of the Insured otherwise than in accordance with the description of use clause;
1.2 incurred:
1.2.1 outside the Republic of South Africa, Namibia, Botswana, Lesotho, Eswatini (formerly Swaziland), Zambia, Zimbabwe, Malawi and Mozambique;
PROVIDED THAT:
the Company will not be liable for any accident, injury, loss, damage or liability if the country entered into provides cover on entry;
1.2.2 but the Company will indemnify the Insured against loss of or damage to any vehicle while in transit by sea or air between ports or places in these territories including loading and unloading incidental to such transit;
1.3 arising from the ownership, possession or use of vehicles:
1.3.1 used principally for the transportation of explosives such as nitroglycerine, dynamite or any other substance generally classified as a highly explosive substance or for the transport of hazardous chemicals;
1.3.2 in the underground workings of any mine or on the apron or runway at any airport;
1.4 incurred while any vehicle is being driven by:
1.4.1 the Insured:
1.4.1.1 while under the influence of intoxicating liquor or drugs (unless administered by or prescribed by and taken in accordance with the instructions of a member of the medical profession other than himself/herself); or
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