Page 248 - Agriculture Policy Wording Binder

PROVIDED THAT:
1. the vehicle is insured in terms of Sub-Section A of this Section;
2. such electronic equipment must be individually specified in the Schedule against each comprehensively insured vehicle;
3. the Company’s liability in respect of any one occurrence shall be limited to the amount stated in the Schedule;
4. the Company shall not be liable for the first R2 000 (two thousand rand) in respect of each and every claim. Exception 1 under Exceptions to Sub-Section A – Loss or damage, is cancelled and replaced by:
1. Consequential loss as a result of any cause whatsoever, depreciation in value whether arising from repairs following a Defined Event or otherwise, any loss or subsequent loss or damage (other than by fire) due to mechanical breakdowns, wear and tear, failures or breakages.
Riot and strike
Subject otherwise to the Terms, Conditions, Exclusions, Exceptions and Warranties contained therein, this Section is extended to cover damage directly occasioned by or through or in consequence of:
1. civil commotion, labour disturbances, riot, strike or lockout;
2. the act of any lawfully established authority in controlling, preventing, suppressing or in any other way dealing with any occurrence referred to in 1. above;
PROVIDED THAT:
this Extension does not cover:
1. loss or damage occurring in the Republic of South Africa and Namibia;
2. consequential or indirect loss or damage of any kind or description whatsoever, other than loss of rent if specifically insured;
3. loss or damage resulting from total or partial cessation of work, or the retarding or interruption or cessation of any process or operation;
4. loss or damage occasioned by permanent or temporary dispossession resulting from confiscation, commandeering or requisition by any lawfully constituted authority;
5. loss or damage related to or caused by any occurrence referred to in General Exception 1.1.2, 1.1.3, 1.1.4, 1.1.5 or 1.1.6 of this Policy or the act of any lawfully established authority in controlling, preventing, suppressing or in any other way dealing with any such occurrence.
If the Company can demonstrate that, by reason of Provision 1, 2, 3, 4 or 5, loss or damage is not covered by this Section, the burden of proving the contrary shall rest on the Insured.
OPTIONAL LIMITATION OF COVER (if stated in the Schedule to be applicable) Third party only limitation
The following are cancelled: 1. Sub–Section A;
Third party, fire and theft only limitation
The liability of the Company under Sub-Section A is restricted solely to loss or damage resulting from fire, self-ignition, lightning or explosion or theft/hi-jack.
Third party and fire only limitation
The liability of the Company under Sub-Section A is restricted solely to loss or damage resulting from fire, self-ignition, lightning or explosion.
Spray Irrigation Systems on Wheels and Centre Pivots
Page | 246 Policy Wording – Agriculture – Binder – Version 2 2023