Page 304 - Agriculture Policy Wording Binder

Motorboats, yachts and small crafts
MOTORBOATS, YACHTS AND SMALL CRAFTS
SUB-SECTION A – OWN DAMAGE
VESSEL – DEFINED EVENTS 1. Loss of or damage:
to any vessel described in the Schedule, whilst:
1.1 afloat at sea, in ports and rivers or on inland waters including docking, undocking, launching and hauling out and whilst being towed or towing water-skiers or vessels or crafts in distress;
PROVIDED THAT:
1. such towage or salvage service is not undertaken in terms of a contract previously arranged by or on behalf of the Insured or any other party;
2. the insured vessel does not exceed 6 (six) meters in overall length;
1.2 in transit by road, rail, sea or air including loading and unloading;
1.3 ashore including dry-docking and at the premises of contractors for the purpose of overhauling, fitting out, upkeep, repair or survey.
OTHER PROPERTY – DEFINED EVENTS 1. Loss of or damage:
to the following property; PROVIDED THAT:
such property is specifically described and insured under a separate sum insured in the Schedule:
1.1 boating-, yachting-, or crew’s clothes, and other specified personal effects;
1.2 diving and fishing gear, water-skis, ski-ropes and other sports equipment;
1.3 food, fuel and other stores, lifebelts and medical kit;
1.4 binoculars, sextants, fish finding and similar equipment;
1.5 nautical books, maps and navigating equipment;
1.6 radar, radio, television and electronic equipment.
TRAILER – DEFINED EVENTS 1. Loss of or damage:
to the trailer and/or launching trolley described in the Schedule including the permanent fittings attached thereto; PROVIDED THAT:
the trailer is insured in terms of the Motor Section of the policy.
INSURED EVENTS:
Accidental loss or damage to the whole or part of the property described in the Schedule, not otherwise excluded, but including:
1. stranding, sinking or collision;
2. bursting of boilers, breakage of shafts, latent defects in hull and/or machinery including accidents in loading, discharging and handling stores, equipment, gear, machinery or fuel and loss or damage caused by the negligence of any person whatsoever;
Page | 302 Policy Wording – Agriculture – Binder – Version 2 2023