Page 313 - Agriculture Policy Wording Binder

Motorboats, yachts and small crafts
Liability to non-fare paying passengers – only in respect of pleasure craft
Damages which the Insured shall become legally liable to pay consequent upon:
1. accidental death of or bodily injury to or illness of any person;
2. accidental loss of or damage to the property of any person;
whilst he/she is travelling upon the vessel described in the Schedule or embarking thereon or disembarking therefrom;
PROVIDED THAT:
such passenger(s) is not transported for reward.
Riot and strike
Subject otherwise to the Terms, Conditions, Exclusions, Exceptions and Warranties contained therein, this Section is extended to cover damage directly occasioned by or through or in consequence of:
1. civil commotion, labour disturbances, riot, strike or lockout;
2. the act of any lawfully established authority in controlling, preventing, suppressing or in any other way dealing with any occurrence referred to in 1. above;
PROVIDED THAT:
this Extension does not cover:
1. loss or damage occurring in the Republic of South Africa and Namibia;
2. consequential or indirect loss or damage of any kind or description whatsoever, other than loss of rent if specifically insured;
3. loss or damage resulting from total or partial cessation of work, or the retarding or interruption or cessation of any process or operation;
4. loss or damage occasioned by permanent or temporary dispossession resulting from confiscation, commandeering or requisition by any lawfully constituted authority;
5. loss or damage related to or caused by any occurrence referred to in General Exception 1.1.2, 1.1.3, 1.1.4, 1.1.5 or 1.1.6 of this Policy or the act of any lawfully established authority in controlling, preventing, suppressing or in any other way dealing with any such occurrence.
If the Company can demonstrate that, by reason of Provision 1, 2, 3, 4 or 5, loss or damage is not covered by this Section, the burden of proving the contrary shall rest on the Insured.
Submerged objects under the water – excluding rubber vessels and outboard motors
Notwithstanding anything to the contrary contained in Specific Exception 11 applicable to Section A- Own damage above, this Section is extended to include the following:
loss of or damage to hulls (excluding rubber vessels and outboard motor(s)) which is directly attributable to submerged objects under the water.
Submerged objects under the water – including outboard motors
Notwithstanding anything to the contrary contained in Specific Exception 11 applicable to Section A – Own damage above, this Section is extended to include the following:
loss of or damage to the vessel(s) (excluding the hull of rubber vessels) which is directly attributable to submerged objects under the water.
Policy Wording – Agriculture – Binder – Version 2 2023 Page | 311