Page 319 - Agriculture Policy Wording Binder

Personal Liability
5. Notwithstanding Specific Exception 3, the Company will indemnify the Insured if a garden services firm is engaged under contract in the maintenance of the garden at the premises stated in the Schedule and is legally liable for the acts or omissions of the employees of the garden services in the course of their employment at these premises.
CLAUSES AND EXTENSIONS
Subject to all the Terms, Exceptions, Conditions and Endorsements relating to this Section of the Policy, the Insured will be indemnified as below. The total of all payments made under these Extensions will be part of and not in addition to the Limit of Liability. The Extensions are also subject to the deductible as stated in the Schedule.
Statutory legal defence costs
The Company will pay legal costs incurred by the Insured or Domestic employee of the Insured for the defence of a prosecution (including an appeal against a conviction) for a breach of statute or amending legislation with similar intent enacted within South Africa, committed or alleged to have been committed during the period of insurance;
PROVIDED THAT:
1. the
2. the
3. the
4. the
4.1 4.2
prosecution arises out of an event which is the subject of this Sub-Section; Company will not be liable for fines or penalties of any kind;
Insured is not entitled to indemnity under any other Policy;
proceedings are not consequent upon any deliberate act or omission by:
the Insured;
any domestic employee with any specific responsibility for compliance with any legislation which could reasonable have been expected to constitute a breach of the said legislation.
5. the
hundred and fifty thousand rand) in the aggregate any one period of insurance. The Insured shall be responsible for the first R2 500 (two thousand five hundred rand) each and every claim.
Company will not pay more than R150 000 (one hundred and fifty thousand rand) per event or R250 000 (two
Additional cover may be purchased in which case the limit stated in the Schedule will be over and above the automatic cover provided.
Policy Wording – Agriculture – Binder – Version 2 2023 Page | 317