Page 118 - Hollard - Private Portfolio Policy Wording

Motor – Comprehensive cover
Keys, locks and remote controls
We will pay for the cost of replacing lost, stolen or damaged keys, locks and remote controls, including call-out costs of a technician and the reprogramming of any coded alarm system, key or remote control. This will also apply if you have reasonable suspicion that an unauthorised person has access to duplicates.
Check your Schedule now to see if this limited cover is likely to be su cient to cover the full replacement cost in the event of loss or damage. If you feel that it is not enough, you may ask us for addi onal cover so that we can increase the limit.
Medical bene t
We will pay the medical bene t for any occupant of the vehicle who sustains bodily injury as a direct result of an insured event involving the vehicle. If you are covered under the "EnRoute" sec on of this policy we will not make any bene t payment under this extension, and all claims must be submi ed under the "EnRoute" sec on.
Non-manufacturer accessories and equipment
If your vehicle is ed with accessories and equipment that were not originally ed by the manufacturer we will not pay more than the limit stated in the Schedule.
Check your Schedule now to see if this limited cover is likely to be su cient to cover the full replacement cost in the event of loss or damage. If you feel that it is not enough, you may ask us to cover your non-factory- ed accessories.
Riot and strike cover outside South Africa and Namibia
We cover you for certain events under the Motor, All Risks and Accidental damage sec ons not covered by Sasria, but only in Botswana, Lesotho, Swaziland, Malawi, Mozambique, Zambia and Zimbabwe.
We cover you for loss or damage caused by:
○ civil commo on, labour disturbance, riot, strike or lockout; and
○ the act of any lawfully cons tuted authority in controlling, preven ng, suppressing or in any other way dealing with it.
We do not cover loss or damage:
○ for any work, process or opera on that is interrupted or delayed
○ caused by permanent or temporary dispossession as a result of con sca on, commandeering or requisi on by a lawfully cons tuted authority.
The of spare wheels
If your spare wheel is ed to the outside of your vehicle you must t a Vesa-approved wheel-lock to the spare wheel. If you do not, we will not pay more than the amount in the Schedule, and you will be responsible for the excess.
116 Hollard Private Por olio