Page 130 - Hollard - Private Portfolio Policy Wording

Pleasure-cra
Key terms to understand
You
Third party Write-o
Includes yourself, your spouse and any members of your immediate family who normally reside with you, and are nancially dependent on you
Someone other than yourself who is involved in an insured event – for example, the skipper of another boat that is involved in an accident with you
Your pleasure-cra is so badly damaged that it cannot be repaired economically; or it has been stolen and cannot be recovered
Pleasure-cra – full de ni on
Your pleasure-cra consists of the hull and motors. If you ask us, you may also insure trailers. It includes all original standard equipment, as well as any accessories sold with the cra .
Other accessories, ngs and equipment may also be covered under this policy, so long as they are speci ed in the Schedule – for example:
○ clothing, sea boots, sextants, nau cal books
○ jet-skis
○ shing gear.
Condi ons of use
How you may use your pleasure-cra
This insurance policy carefully de nes how you may use your pleasure-cra in order for the cover to be valid.
○ Private use
You may use your pleasure-cra only for private use (social, domes c and pleasure), as well as emergency tow-
and-assist.
○ Tow-and-assist
You may use your pleasure-cra to lend emergency assistance to other pleasure-cra in distress. Your pleasure-
cra may also be towed when in distress.
The following uses are always excluded
Under no circumstances is your pleasure-cra covered when it is:
○ more than 40 nau cal miles from the shoreline of South Africa, as well as that of neighbouring countries
○ taking part in, or prac sing for, racing, speed tests or trials
○ being navigated single-handedly in open waters
○ towing or salvaging other pleasure-cra , other than one in distress
○ being towed, other than when in distress, or when laying up or being ed out for repairs
○ being chartered or hired out
○ carrying fare-paying passengers.
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Hollard Private Por olio