Page 138 - Hollard - Private Portfolio Policy Wording

EnRoute – Personal accident
Key terms to understand
You
Bodily injury
Your vehicle
The insured person in whose name the policy is issued. It also includes up to the number of passengers stated in the Schedule
Injury sustained by you in an accident with your vehicle while you are driving, travelling as a passenger in it, or ge ng into or out of your vehicle. It also includes injury due to hijacking and terrorism involving your vehicle
Any vehicle insured under the motor sec on of this policy at the me of the accident, and for which a valid claim has been accepted by us, The vehicle must be enclosed and allowed to legally carry passengers
Paying out a er a claim
How much we pay
We pay out the exact amount of cover that you chose when you signed up for this policy. So any claim is se led simply by referring to the Schedule of compensa on below:
○ death − as stated in the Schedule
○ medical expenses
○ permanent disability
○ temporary disability
Certain pay-outs are limited
− up to the limit as stated in the Schedule
- as shown in the disability table
− the weekly bene t as stated in the Schedule.
Under the following circumstances, we pay less than the bene ts stated in the Schedule: Death
○ for children up to six years of age, we pay up to the limit stated in the Schedule
○ for children between six and 15 years of age, we pay up to the limit stated in the Schedule
Temporary disability
○ for unemployed persons, we will pay up to the limit stated in the Schedule
○ the following categories of people do not qualify for temporary-disability bene t:
– children under 15 years of age
– students who are not full- me employees
○ for the weekly temporary-disability bene t, the maximum we will pay is the limit stated in the Schedule.
136 Hollard Private Por olio