Page 20 - Hollard - Private Portfolio Policy Wording
P. 20
Malicious damage
We cover you for malicious damage to your insured property under the sec ons you have chosen.
Malicious damage occurs when someone (other than you or any of your bene ciaries) performs an act deliberately designed to cause you damage.
An example is someone deliberately scratching the paintwork of your car, or pain ng gra on your wall. You are not covered for malicious damage if:
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you lend, let or sub-let your home, unless you can prove that it was not caused by your tenant; or you leave it unoccupied for more than 60 days in any 12-month period.
Claims
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Hollard Private Por olio
