Page 54 - Hollard - Private Portfolio Policy Wording

How much we pay for the claims
From your home; elsewhere on the premises; away from the premises
You are covered for loss or damage to the contents of your home that is caused by the or a empted the from your home.
In other cases there must be clear signs of forced entry or exit.
Pay-out up to the sum insured
We pay out up to the sum insured for the that occurs at your home. It also includes the by violence or threat of violence in your home or on your premises.
This cover also applies:
̛ to the when your contents are being moved by professional movers during a permanent change of address
̛ to the of your household contents while deposited for safekeeping in a bank safe deposit
̛ to the when your contents are in transit to or from a furniture storage outlet or a bank safe deposit
We pay out up to the sum insured for the where there are clear signs of forced entry to or exit from:
̛ your outbuildings, provided the outbuildings have the minimum security measures, as stated in the Schedule, in place
̛ a furniture storage facility, provided you have advised us in advance, and the address is stated in the Schedule. We may apply new terms, condi ons and premiums.
Limited pay-out
We pay out less than the sum insured (i.e. a limited amount) for the following kinds of the :
̛ the from any other home or educa onal ins tu on where you may be temporarily residing. However, this cover does not apply to boarding houses, communes or buildings of non-standard construc on
̛ the from any other occupied private home
̛ the of outdoor furniture, implements and equipment; laundry; garden tools and implements; and
swimming pool equipment, such as safety nets and covers.
Limited pay-out following forced entry or exit
We pay out less than the sum insured for the where there are clear signs of forced entry to or exit from:
̛ ̛ ̛ ̛
̛ ̛ ̛
your outbuildings if you do not have the minimum security requirements in place
your place of employment
any place used for furniture storage, other than a storage facility stated in the Schedule
any other residence or educa onal ins tu on; however, this cover does not apply to boarding houses, communes or buildings of non-standard construc on
your private home or outbuildings if lent, let or sub-let an una ended vehicle while you are travelling on holiday
the vehicle you are driving from a place of purchase, repair or renova on. This excludes items insured under the All Risks sec on.
Household contents
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Hollard Private Por olio