Page 59 - Hollard - Private Portfolio Policy Wording

Household contents
Removal of contents
Fire, collision or overturning of vehicle
We will cover damage caused by re, collision or the overturning of the conveying vehicle, when your contents are being moved by professional removers during a permanent change of address, or whilst in transit to or from any bank, safe deposit or furniture depository.
However, this excludes cover for accidental damage unless you have asked us for accidental damage cover. Check your Schedule now to see if you have chosen accidental damage – extended cover.
Rent
If your home or outbuildings becomes uninhabitable because of damage to the building as result of an insured event, we will cover the rental cost of living in alterna ve similar accommoda on for you, your domes c sta and pets. This cover will apply un l the building becomes habitable once more.
Security guards
If you need to employ security guards on your premises to keep them safe as a result of an insured event, we will pay that cost – as long as it is both necessary and reasonable.
Stamp and coin collec ons
You are covered for accidental loss or damage to your stamp or coin collec ons inside your home.
Temporary repairs
We will pay for reasonable temporary repairs you carry out to prevent further loss or damage to your contents, if it is necessitated by an insured event.
Telephones
You are covered for accidental damage to domes c xed-line telephones inside your home. Cellphones are excluded.
Tracing of water leaks
We will pay for the cost of tracing the source of a water leak, provided that it originated a er your cover started. However, we will not pay for the actual repair of the leak once it has been located; this will be your responsibility.
Trauma counselling bene t
We will pay for professional counselling to help you cope with trauma if you should be the vic m of the , a empted the , hold-up or hijacking.
Hollard Private Por olio 57