Page 67 - Hollard - Private Portfolio Policy Wording

Household contents
○ Lightning conductors and re protec on
If a lightning conductor is installed it must comply with the following requirements:
– the lightning conductor must be of adequate height to protect the en re building at a minimum angle of 45˚ from the top of the building to ground level
– where chimneys or gables are not protected a peripheral conductor must be installed around or along them and the conductor must be appropriately earthed
– the lightning conductor must be appropriately earthed to an electrode
– where metal is used in the construc on of the thatch roof such as wire mesh or metal coated insula on,
the lightning conductor must be separately earthed
– under no circumstances should steel pipes, cables or electric wiring be in direct contact with the thatch
– there must be adequate clearance between the thatch and metal objects under it
– where metals used in the construc on of the roof are not bonded and earthed, a minimum clearance of 1 m must be maintained between metals in the roof and water pipes, vent pipes, tanks, gas pipes, antennas, telephone and bell wires, burglar alarms and electrical wiring and condui ng
– the lightning conductor must be serviced at least once every three years by a specialist installer of conductors
– you must install at least a 5 kg CO2 re ex nguisher in every kitchen or cooking area and on every oor or lo if the building is higher than one storey
– the re ex nguishers must be maintained and serviced at least once a year.
You must also comply with the following addi onal condi ons if you have the following installed:
○ Fire retardant
– all wood or thatch treated with a re retardant must be maintained according to the manufacturer’s
speci ca ons or at a minimum interval not exceeding 3 years
– the treatment of the wood or thatch, as well as the maintenance of the re retardant, must comply with SABS speci ca ons
– you must supply us with wri en proof of this, if required by us.
○ Chimneys
– all chimneys must comply with Na onal Building Regula ons such as the height of the chimney and the materials used to construct it. It must not create a re hazard to any adjacent material
– a non-combus ble ashing must be installed on the roof around the chimney.
Hollard Private Por olio 65