Page 113 - Policy Wording - Hollard Prestige Portfolio

111
Hollard Prestige Portfolio – Version 1.5 – 19 June 2024
Section 8 – Motor vehicle
– you must add the motor vehicle for comprehensive cover under your policy before we will accept your
claim
– the cover will be in place only while the motor vehicle is in the care of or being used by you, your spouse
or any other insured drivers as stated in your schedule
– cover is limited to the sum insured of the existing insured motor vehicles but not more than the limit stated
in the schedule whichever the lesser.
○ Winching equipment we will pay for sudden and unforeseen mechanical or electrical breakdown, failure, or
breakage of the winching equipment of the vehicle. We do not cover you for the breakdown, failure and breakage
caused by:
– defective design, defective parts, defective repair or operation of the winching equipment not according to
the stipulations and standards recommended by the manufacturer or supplier
– wear and tear or gradual deterioration of the equipment’s consumable parts or components, cable or
coupling devices.
We will pay up to the limit stated in the schedule per incident.
Optional cover
The following cover needs to be specifically requested by you. If we agree to give the cover it will be stated in the
schedule and an additional premium will be payable. This cover will form part of the sum insured of your vehicle.
○ Car hire means if your motor vehicle is damaged or stolen we will provide you with the use of a hire vehicle in
terms of your selection stated in the schedule. Cover is limited to a maximum of the number of days selected by
you and stated in your schedule or until your claim is finalised, whichever the lesser. This cover is effective from
the date of report of the incident. The car hire option includes:
– a vehicle as selected by you from our available options stated in the schedule
– unlimited kilometres
– airport surcharge
– tourism levy
– delivery or collections up to 25 km from the nearest car hire company contracted by us.
You are responsible for the following:
•
all fuel deposits, fuel and running costs
•
all toll road fees
•
insurance costs, including excesses
•
any traffic fines or penalties you may incur
•
any breakdown or recovery costs