Page 117 - Policy Wording - Hollard Prestige Portfolio

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Hollard Prestige Portfolio – Version 1.5 – 19 June 2024
Section 8 – Motor vehicle
○ Claims if the driver fails to return your motor vehicle, unless you take legal action against the driver.
○ Loss or damage to trailers and caravans caused by or resulting from the following:
– theft of permanent fixtures and fittings if the motor vehicle (caravan) is unoccupied more than 48 hours
except while at the policyholder’s insured address
– theft of permanent fixtures and fittings while lent, let or sub-let
– theft of the contents of the trailer or caravan unless specified
– theft if all windows, doors, luggage compartments and roofs of the caravan or trailer are not closed and
securely locked and there is no evidence of violent and forced entry.
○ We do not cover you for any loss or damage, injury or liability if your vehicle is:
– transported by sea (other than between ports within South Africa)
– driven on an aviation apron or runway
– driven underground in a mine.