Page 25 - Policy Wording - Hollard Prestige Portfolio

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Hollard Prestige Portfolio – Version 1.5 – 19 June 2024
General exclusions
○ Electricity grid failure:
– This exclusion also applies to consequential losses in respect of any public utilities that are affected by
Electricity grid failure, including but not limited to, the disruption of water, telecommunications and sewage
systems. It also applies to other consequential losses, such as the deterioration of any food or other items.
– This exclusion does not apply to Loadshedding which remains covered subject to the terms and conditions
in your policy.
○ Pollution and contamination means the discharge, release, dispersal, seepage or escape of any solid, liquid,
gas, contaminant or pollutant. There is also no cover for the cost of removing, nullifying or cleaning up seeping,
polluting or contaminating substances.
For example, humidity, fumes, smoke, soot, chemicals, acids or waste.
○ Outbreaks, pandemics, epidemics and communicable diseases:
– A declared or classified epidemic or pandemic, including any mutation or variation thereof. This applies
regardless of when it was declared or classified.
– A communicable disease or the fear or threat of a communicable disease. This includes any disease which
can be transmitted by a substance, agent or organism (such as a virus, bacterium or parasite), and is
regardless of the method of transmission (such as airborne or bodily fluid transmissions).
Sasria SOC Ltd cover
You have the choice to take out cover provided by Sasria SOC Ltd (Reg. No. 1979/000287/30) for loss or damage to your
property if it is caused by unrest, riot, strike or public disorder. We do not underwrite the covers provided by Sasria SOC
Ltd, it is provided according to the terms of the Sasria SOC Ltd coupon. You can contact Sasria for more information:
PO Box 7380, JOHANNESBURG, 2196
Tel: (011) 881-1300
Fax: (011) 783-0781
Email: info@sasria.co.za