Page 63 - Policy Wording - Hollard Prestige Portfolio

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Hollard Prestige Portfolio – Version 1.5 – 19 June 2024
Section 2 – Contents
– The cover includes reasonable accommodation for your domestic pets, domestic workers and gardeners
that were resident on the property at the time of the loss.
○ Costs to reinstate important documents
We will pay the costs to replace the following documents if they are damaged by an insured cause:
– Valuations for your home and contents items, passports, wills, the land title to your home, driver licences,
marriage certificates, birth certificates, contracts and agreements, tertiary education certificates up to the
Fixed limit stated in the schedule.
○ Fire department charges
We will pay for any cost incurred to extinguish a fire or for preventing imminent fire damage to your contents up
to the Fixed limit stated in the schedule.
○ Hiring of security guards
We will pay for necessary costs incurred in employing a security guard following loss or damage after an insured
cause provided the loss gives rise to a claim, up to the Fixed limit stated in the schedule.
○ Hole-in-one/full-house
In the event that you hit a hole-in-one on any recognised golf course worldwide, during a match played in
accordance with the official rules of golf, or achieve a full-house in a game of bowls during an amateur tournament
at any recognised bowling club, we will pay you up to the Fixed limit stated in the schedule, provided that written
confirmation is obtained from the secretary of the golf or bowling club.
○ Identity theft cover
If you are a victim of identity theft, then we will pay the costs you have to pay in attempting to re-establish your
personal credit history including:
– your unpaid leave for any time taken off from work as a result of identity theft
– extra loan application fees that you incurred from having to re-apply for a loan declined due to false credit
history
– costs to obtain and correct your credit rating report
– telephone, fax and postage costs spent to recreate your creditworthiness
– travel costs spent to recreate your creditworthiness
– legal fees agreed by us
– defending actions incorrectly brought against you by retailers and collection agencies
– removing incorrectly recorded civil judgements against you
– preparing legal statements, statutory declarations or affidavits required by the police, your bank or credit
provider.