Page 44 - Hollard Private Portfolio - Version 3.3

Removal of contents
Fire, collision or overturning of vehicle
We will cover damage caused by fire, collision or the overturning of the conveying vehicle, when your contents are being moved by professional removers during a permanent change of address, or while in transit between your risk address and any of the following places:
○ The place where you bought the contents from.
○ The place where the contents are being repaired or renovated.
○ A holiday destination.
However, this excludes cover for accidental damage unless you have asked us for accidental damage cover. Check your Schedule now to see if you have chosen accidental damage – extended cover.
Security guards
We will pay the reasonable and necessary costs to hire security after an insured event, provided the loss gives rise to a claim.
Stamp and coin collections
You are covered for accidental loss or damage to your stamp or coin collections inside your home.
Temporary emergency measures
We will pay for the reasonable costs of temporary emergency measures you carry out to protect or prevent further loss or damage to your household contents after an insured event under this policy section. The following conditions apply to this benefit:
○ We will only pay back the costs if we accept the claim for the loss or damage after an event.
○ You must give us a detailed invoice for the costs you incurred for the temporary emergency measures.
Example of temporary emergency measures: Temporary fencing put up after a vehicle drove through a boundary wall. Temporary repairs
We will pay for reasonable temporary emergency repairs you carry out to prevent further loss or damage to your contents, if it is necessitated by an insured event.
Tracing of water leaks
We will pay for the cost of tracing the source of a water leak, provided that it originated after your cover started. However, we will not pay for the actual repair of the leak once it has been located; this will be your responsibility.
Trauma counselling benefit
We will pay for professional counselling to help you and your domestic employees to cope with trauma following a violent and traumatic event, such as theft, fire or a home invasion at your premises.
This benefit does not provide the benefits of a medical scheme and is not a substitute for medical scheme membership. Veterinary expenses and medical benefit
We will pay the stated medical benefit for accidental bodily injury to any:
○ person, excluding yourself, caused by your domestic animals
○ guest or visitor caused by any defect in or on your premises
○ domestic employees in the course of their employment with you.
We will also pay for veterinary expenses incurred as a result of accidental bodily injury to any of your domestic animals caused by a vehicle accident.
Household contents
42 Hollard Private Portfolio – Version 3.3 – 9 Feb 2023