Page 142 - Hollard Private Portfolio - Version 3.4

What we cover you for
Bodily injury
We cover you for bodily injury sustained within the territorial limits that result in:
○ death within 24 months
○ temporary inability to attend to your normal occupation for a maximum of 52 weeks
○ permanent disability within 24 months
○ permanent disability for any suitable occupation within 24 months.
We will also pay for actual medical expenses and emergency travel costs incurred as a result of the bodily injury, for up to 24 months.
The bodily injury must have been sustained directly as a result of an event that was clearly violent and accidental.
Disappearance
We will pay out the death benefit if you have disappeared, or are presumed dead by a court of law. There also has to be reasonable evidence that this was as a result of bodily injury as defined in this section.
If you are subsequently found to be alive, the pay-out has to be refunded by the person to whom it was made.
Exposure
We will pay if you are injured as a result of exposure to the elements after an accident involving the vehicle you are travelling in. Injury here includes the effects of thirst and starvation.
Trauma counselling
We will pay the benefit stated in your policy schedule if you require professional counselling as a result of a violent act of theft, hold-up, hijacking or unlawful assault following an accident involving your vehicle.
This benefit does not provide the benefits of a medical scheme and is not a substitute for medical scheme membership.
Additional cover you can choose
The cover below is not automatic. It applies only if you have specifically requested it – i.e. it is listed as covered in your policy schedule.
Road Cover is a value added service and is not underwritten by The Hollard Insurance Company Ltd. All claims should be submitted directly to Road Cover.
RoadCover
This cover is not provided by us but by an outside organisation.
How it Works
○ RoadCover is a service that manages your claim with the RAF from start to finish.
○ RoadCover offers its member’s full compensation by the RAF should they be involved in a road accident, at NO
cost to themselves.
Assistance with claiming from the Road Accident Fund (RAF)
If you have requested this cover you will be provided with full details of the services you can expect and all enquiries should be made via the RoadCover telephone 0860 726 837 (0860 RCOVER). You may also consult their website http://www.roadcover.co.za where the services are set out in detail.
We give some brief details below. Consult the website now to acquaint yourself with the details of the services.
EnRouteTM – Personal accident
140 Hollard Private Portfolio – Version 3.4 – 17 Aug 2023