Page 70 - Hollard Private Portfolio - Version 3.4

Additional cover you can choose
In addition to the standard cover outlined in the preceding pages, you can also choose to be covered for loss or damage in the case listed below. Check your policy schedule now to see if you have chosen this additional cover.
Remote blocking – unspecified property
If unspecified property is stolen from your vehicle without any forced entry and you blame that on interference with your remote control by a jamming device, then you must prove it to us. The item must be out of view, for instance inside a locked boot, inside the glove compartment or under a seat.
The amount of the pay-out will depend on whether the evidence is acceptable to us and whether it can be backed up by CCTV footage. Check your policy schedule now to see what the applicable limits are.
What is not covered
These exclusions are in addition to the exclusions shown in the General exclusions section. We will not pay a claim for any of the benefits shown in the All Risks section that was caused by, or related to any of the following exclusions.
Delivery
We do not cover loss of or damage to your property while being mailed, couriered or delivered, unless we have agreed to it in writing.
Drones and remote-control aeroplanes
There is no cover for drones or remote-control aeroplanes while in use.
Fixtures and fittings of caravans and trailers
There is no cover for fixtures and fittings under this cover section, these items can be covered separately under the Motor cover section.
Money and manuscripts
○ We do not cover loss or damage to manuscripts and cash used as currency (coins and banknotes).
○ We do not cover credit cards, debit cards, phone cards, Krugerrands, deeds, bonds, bills of exchange, promissory notes, traveller’s cheques and cards, and any other documents negotiable for money at face value, unless it is specified and kept in a vault or safety deposit box.
Musical instruments
We do not cover the breaking of strings or reeds of musical instruments or the splitting of drumhead skins.
Overwinding of clocks or watches
There is no cover for loss or damage caused by the overwinding of clocks or watches.
Superficial damage
We do not cover loss or damage due to chewing, chipping, cracking, denting, discolouration, scratching or tearing of an item unless the functionality has been affected and it can no longer be used. This exclusion does not apply to jewellery, cameras, mobile devices, tablets or computer screens.
Theft from an unattended vehicle
There is no cover for theft from an unattended vehicle (car, caravan or trailer), except in the following instances:
All Risks
○ ○
The vehicle itself is securely parked (for instance inside a locked building or behind locked gates), and there are clear signs of forcible or violent entry into the building or the premises.
If an item is carried inside a vehicle, then the vehicle is locked, there are clear signs of forced entry and the item is out of view, for instance inside a locked boot or concealed where possible.
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Hollard Private Portfolio – Version 3.4 – 17 Aug 2023