Page 3 - Policy Wording - Hollard Business Binder (2020-06-24)

CONTENTS
ANNEXURES 2 SASRIA SOC 2 GENERAL UNDERWRITING PRINCIPLES 3 REINSURANCE TREATY 7 AREA CLASSIFICATION AND DOLOMITE INDICATOR 8 SURVEYS 15 RIOT AND STRIKE 18 SUBSIDENCE AND LANDSLIP 19 THATCH/TIMBER/NON-STANDARD CONSTRUCTION 20 SECTIONAL TITLE AND PROPERTY RISK 23 FIRE 28 BUILDINGS COMBINED 44 OFFICE CONTENTS 47 BUSINESS INTERRUPTION 50 ACCOUNTS RECEIVABLE 57 THEFT 58 MONEY 63 GLASS 67 FIDELITY GUARANTEE 69 GOODS IN TRANSIT 71 BUSINESS ALL RISKS 75 ACCIDENTAL DAMAGE 79 COMBINED LIABILITY (CLAIMS-MADE BASIS) 81 EMPLOYER'S LIABILITY (CLAIMS-MADE BASIS) 92 UMBRELLA 93 DIRECTORS' AND OFFICERS' LIABILITY 97 STATED BENEFITS/GROUP PERSONAL ACCIDENT 102 MOTOR 110 MOTOR TRADERS 127 ENROUTE 133 ELECTRONIC EQUIPMENT 136 MACHINERY BREAKDOWN (INCLUDING LOSS OF PROFITS AND DETERIORATION OF STOCK) 138 LIVESTOCK 141 PEDIGREED ANIMALS 143 SPRAY-IRRIGATION SYSTEMS AND CENTRE PIVOTS 146 DOMESTIC BUILDINGS 149 HOUSEHOLDERS 151 PERSONAL ALL RISKS 155 PERSONAL LIABILITY 157 WATERCRAFT 158
Commercial Underwriting Mandates and Guidelines – Binder – Version 2 2020 1