Page 62 - Policy Wording - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C – Risk Classification
Theft & Money
Liability
Occupation
Comments
Fire
G IT
Genl. & Ten
Prods
Defect Work
W.
Wagon works:
1. Metal 2. Timber
2 2
B B
B B
Warehouses:
1. Hazardous goods
2. Non-hazardous goods 3. Mixed
2 2 2
F D E
-
-
-
Washing-powder manufacturers
Waste-cotton or rag merchant
Waste, rubber, plastic, paper merchants/collectors – office premises only
Waste, rubber, plastic, paper merchants/collectors or warehouse
Waterworks, purification
Water purification – purification and sales on site
Wax-polish manufacturers Waxed-paper manufacturers Webbing manufacturers Whiting manufacturers
Certified Sprinkler Required Certified Sprinkler Required Certified Sprinkler Required Excl. detergents
M3C R4C
X 3 E
X 3 E
X 3 E
X 2 2CD -
D 3 3DC -
M 1 2BB -
D33DD-
Plants L31FF-
3 3 3
C C C
Waterproof cloth manufacturers:
1. Rubber
2. Others
3. Warehouse only
-
-
-
No commercial plants
Certified Sprinkler Required Excluding rubber
D3D D3D D3D
L31CC-
D 2 2
D 2 2
X 3 3
H 1 1
CC -
DC -
CD E
CC C
Wigmakers R41BDC
Winemakers, wine cellars
Wine & spirit bottlers & warehouses Wire drawers & weavers
Wire rope manufacturers
Wood-flour mills or manufacturers Wool combers
Woolen mills
Woolen warehouses
Premises only
Certified Sprinkler Required Certified Sprinkler Required
X 2 3BD
R 4 4B C
H 1 1B C
H 1 1C C
D4D D4D D4D
-
C C B
E E E E
4 4 4
C D C
Woodworkers:
1. For the trade or on saw mills 2. Builders or contractors
3. Others
C C C
D 2 3
D 2 2
X 1 1
X 4 4
D E
D E
D E
D E
Commercial Underwriting Mandates & Guidelines – Binder Addendums – Version 2 2020
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