Page 112 - CCA Platinum Policy Wording

Personal liability
TENANT’S PERSONAL LIABILITY
In the home you are renting
If you are renting the home you live in (i.e. you are a tenant), we cover you for the following instances of personal liability towards the property owner:
○ damage to the building caused by an insured event specified under “Household Contents”
○ damage to fixed sanitary-ware (for example, the bath or washbasin) or fixed glass (for example, windows or
mirrors)
○ damage to water, gas, sewerage, electricity or telephone connections to the building or outbuildings.
Towards your domestic worker
If you are a tenant, we also cover you for the following instances of personal liability towards your domestic worker, provided that these arise out of their employment duties:
○ loss or damage to their property
○ bodily injury or death.
This cover overrides any exclusion around domestic workers that may feature elsewhere in this policy.
110 HBM – CC&A Plain Language – 23 June 2014