Page 137 - CCA Platinum Policy Wording

Pleasure-craft
Driving under the influence
There is no cover for loss, damage, injury or liability that arises when you or anybody else are piloting or towing your pleasure-craft while:
○ under the influence of intoxicating liquor or drugs; or
○ the alcohol content in your blood exceeds the legal limit.
This is irrespective of the method used to determine the degree of intoxication – for example, a breathalyser test or a blood test.
The following instances of liability
Although we do cover you for general liability towards third parties, this does not include the following specific cases:
○ seepage, pollution or contamination, or the cost of removing, nullifying or cleaning, unless it is caused by a sudden, unintended and unforeseen occurrence
○ loss or damage to property for which you are responsible while conveyed on the pleasure-craft, except if it belongs to passengers or waterskiers
○ death or bodily injury:
– to a member of your family who usually resides with you
– to your employee, arising out of and in the course of their employment by you
– due to any advice or treatment, other than first-aid treatment, given or administered by you or by any
person acting on your behalf
○ liability of a third party accepted by you in an agreement, unless you would have been liable even without the
agreement
○ conveying the pleasure-craft by land.
HBM – CC&A Plain Language – 23 June 2014 135