Page 41 - CCA Platinum Policy Wording

Household contents
Your specific responsibilities
Tell us if you change your address
You must tell us immediately if you permanently move to a new address. We may impose new terms, premiums and conditions.
Keep jewellery in a safe
You must keep all jewellery and watches valued at more than the amount stated in the LIMIT SECTION in a securely locked wall- or floor-mounted safe when not in use.
Provide us with jewellery certificates
Before your cover starts, you must provide us with a valuation certificate from a registered jeweller or valuator. If you do not, we will not pay you more than the amount stated in the limit section for jewellery, gold, silver, platinum, watches, and precious or semi-precious stones.
Monitor the risk profile of your tenants
You must advise us as soon as possible of any change to the risk profile of any tenant residing on your property. An example is if your tenant changes the security arrangements. In such cases, we may impose additional terms and conditions.
Have these minimum security measures
You must have the minimum security measures as stated in the schedule in place on your property at all times, fully maintained and in working order:
burglar bars and security gates
○ all opening windows, louvres and skylights must be protected by burglar bars
○ security gates must be fitted to all exiting doors, and must be locked when your home is left unoccupied
OR
alarm system
○ the alarm must be linked to a 24-hour armed-response service
○ the alarm must be working properly
○ it must be activated when your home is unoccupied
○ you must change the generic code to your own unique code.
If you are unsure of which security requirement applies, please check your schedule.
HBM – CC&A Plain Language – 23 June 2014 39