Page 49 - CCA Platinum Policy Wording

All Risks
Which items of your property are insured
Unspecified property
Unspecified property means everyday items of clothing and personal effects normally worn by or carried on one’s person.
It includes specific items listed in the LIMIT SCHEDULE such as pedal-cycles and sunglasses, certain electronic and gaming equipment, but only up to the limits stated.
The following items of unspecified property are not covered:
○ vehicle sound equipment or phones, cellphones, cassettes, or any other electronic device, unless they are specifically mentioned in the LIMIT SECTION
○ spectacles or contact lenses
○ hearing aids
○ stamp- or coin collections
○ camping equipment, or the contents of caravans
○ golf clubs or sports equipment
○ computer equipment and accessories (laptops, notebooks, palmtops, iPads, etc.)
○ property that is more specifically insured.
If you need cover for any of these items, you must specify them. If you are unsure, please check in both the schedule and the LIMIT SECTION.
Specified property
Any item of property that is specifically listed in your schedule is covered.
This includes caravan contents such as household goods, whether in the caravan itself or the side tent.
Note that specific conditions may apply to certain specified items. If you are unsure, please check now under the heading “Specific conditions apply to certain items”.
HBM – CC&A Plain Language – 23 June 2014 47