Page 53 - CCA Platinum Policy Wording
P. 53

All Risks
The following terms and conditions apply to the specified items listed below.
Stamp collections
We pay up to the official value of the stamp
We will pay up to the full value of any item in your stamp collection that is officially valued by a member of the SA Philatelic Dealers Association. If the item is not listed separately in the schedule, we will pay only up to the amount in the LIMIT SECTION.
List particularly valuable stamps in your schedule
You must list every single item of your stamp collection that is worth more than the value stated in the LIMIT SECTION, specifically in the schedule. If you do not, we will not pay you more than this value.
For example, if you have a particularly valuable stamp worth R2 000, and the value stated in the LIMIT SECTION is R1 000, then you must specifically list this stamp in the schedule at a value of R2 000. We will then pay you up to R2 000 in the event of loss or damage. If you do not, we will pay only a maximum of R1 000.
Your specific responsibilities
Keep an updated inventory of your collection.
Coin collections
We pay up to the official value of the coin
We will pay up to the full value of any item in your coin collection that is officially valued by a member of the South African Numismatic Society. If the item is not listed separately in the schedule, we will pay only up to the amount in the LIMIT SECTION.
List particularly valuable coins in your schedule
You must list every single item of your coin collection that is worth more than the value stated in the LIMIT SECTION. If you do not, we will not pay you more than this value.
For example, if you have a particularly valuable coin worth R1 000, and the value stated in the LIMIT SECTION is R250, then you must specifically list this coin in the schedule at a value of R1 000. We will then pay you up to R1 000 in the event of loss or damage. If you do not, we will pay only a maximum of R250.
Your specific responsibilities
Keep an updated inventory of your collection.
Firearms
Comply with legislation
In order to be covered by this policy, your firearms must be properly licensed. They must also be safeguarded at all times in compliance with existing legislation.
The cover for firearms is valid only in South Africa.
HBM – CC&A Plain Language – 23 June 2014 51


































































































   51   52   53   54   55