Page 93 - CCA Platinum Policy Wording

Motor – Comprehensive cover
WE ALSO COVER YOU FOR
Window glass
You are covered for accidental damage to any fitted window glass, such as the windscreen and side windows. A claim for window glass will not affect your premium. (Refer to page 17)
Sound equipment
We will pay for accidental loss or damage to any factory-fitted sound equipment in your vehicle. If the sound equipment is not factory-fitted, it must be specified separately in the schedule.
Any theft or attempted theft of the sound equipment must have been the result of forced and violent entry into the vehicle. A claim for sound equipment will affect your premium. (Refer to page 17)
Limits apply below
We also cover you for the events listed below, but only up to the limits in the LIMIT SECTION.
Emergency hotel expenses
We will pay for up to 2 days of necessary emergency hotel expenses if you are stranded more than 250 km from your home as a result of an accident, or the theft of your car that you are allowed to claim for. You can claim this cover only once every 12 months.
Keys, locks and remote controls
We will pay for the cost of replacing lost or damaged keys, locks and remote controls, including call-out costs of a technician and the reprogramming of any coded alarm system. This will also apply if you have reasonable suspicion that an unauthorised person has access to duplicates.
Check your schedule now to see if this limited cover is likely to be sufficient to cover the full replacement cost in the event of loss or damage. If you feel that it is not enough, you may ask us for additional cover so that we can increase the limit.
Medical benefit
We will pay the medical benefit for any occupant of the vehicle who sustains bodily injury as a direct result of an insured event involving the vehicle.
Trauma counselling
We will pay the benefit for prescribed professional counselling if you are the victim of a violent act of theft, attempted theft, hold-up or hijacking.
Wheelchair-friendly alterations
If during the period of insurance you are accidentally injured and become wheelchair-bound as a result, we will pay for whatever alterations may be necessary to your vehicle to enable you to continue using it.
HBM – CC&A Plain Language – 23 June 2014 91