Page 97 - CCA Platinum Policy Wording
P. 97
Motor – Third party, fire and theft
WHAT WE COVER YOU FOR
Third party, fire and theft
You are covered for accidental loss or damage to the insured vehicle caused by fire and theft, as well as any resulting liability to third parties.
Malicious damage
Intent to cause damage
You are covered for loss or damage to your vehicle caused by malicious damage.
Malicious damage occurs when someone (other than you) performs an act deliberately designed to cause you damage. An example is someone deliberately scratching the paintwork of your car.
Example
If you are travelling on the highway and smash into the car in front of you, we will pay only for damage to the other car; that’s because the damage to your car is not caused by fire or theft.
However, if your car is stolen from a shopping centre, we will pay for the loss because it is caused by theft.
HBM – CC&A Plain Language – 23 June 2014 95
