Page 104 - Bay Union - Prestige Policy Wording
P. 104

MOTOR
Conditions of use of your own vehicle
How you may use your vehicle
This insurance policy carefully de nes how you may use your vehicle in order for the cover to be valid. There are three categories of use:
○ Private
Private use (social, domestic, pleasure), as well as emergency travel to and from work.
○ Private and to work
Private use (social, domestic, pleasure), as well as all travel to and from work.
Note that in both of the above categories, the following uses are excluded:
Travel for business or professional purposes; commercial travel; renting the vehicle out; the carrying of passengers for hire; the carrying of fare-paying passengers; paid driving instruction; racing; speed or other contests; rallies; trials; or while in the custody and control of the motor trade for any purpose other than the overhaul, upkeep or repair of the vehicle.
○ Private, work and business
Private use (social, domestic, pleasure), all travel to and from work, as well as travel for business or professional purposes.
○ Limited business use
- Private use (social, domestic, pleasure),
- all travel to and from work
- limited travel for business
- professional purposes – use of your vehicle for your profession (for example, as a doctor or
attorney)
Use for business and professional purposes is limited to a maximum of 2 business calls a week.
Note that in both of the above categories, the following uses are excluded:
Renting the vehicle out; the carrying of passengers for hire; the carrying of fare-paying passengers; paid driving instruction; racing; speed or other contests; rallies; trials; or while in the custody and control of the motor trade for any purpose other than the overhaul, upkeep or repair of the vehicle.
If you are unsure of the category of use that applies to your vehicle, please check the schedule.
101 Bay Union - Prestige Policy Wording - 20 June 2012


































































































   102   103   104   105   106