Page 132 - Bay Union - Prestige Policy Wording
P. 132

MOTOR
Other people using your vehicle
If someone else is driving your vehicle with your permission, they too will be covered for liability as described above, provided that they:
○ have never, to your knowledge, been refused insurance
○ are not entitled to compensation under any other policy
○ comply with the terms of this policy.
The maximum amount that we will pay is the limit of liability that applies to your vehicle and will not exceed the limit in the LIMIT SECTION.
Using a vehicle that does not belong to you
We will pay for legal liability if you use a vehicle that does not belong to you, provided that:
○ you are the driver at the time of the incident
○ the vehicle is a private car or light delivery vehicle
○ you do not own the vehicle, it is not leased to you, and you are not purchasing it in terms of a credit
agreement
○ loss or damage to the vehicle is excluded.
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Bay Union - Prestige Policy Wording - 20 June 2012


































































































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