Page 145 - Bay Union - Prestige Policy Wording
P. 145

Judgments under US or Canadian law
You are not covered for liability arising from any judgment, award, payment or settlement made in a country that operates under the laws of the United States of America or Canada.
You are not covered either if there is a court order anywhere else in the world designed to enforce such a judgment, award, payment or settlement – unless the court order is enforceable in a South African court of law.
Agreements that create their own liability
You cannot, in an agreement you might sign with a third party (for example, a builder), accept liability for something that you could not reasonably be held liable for in the  rst place. For example, you cannot accept liability for the actions of a builder who is renovating your home, for that is clearly his responsibility.
Punitive  nes, penalties or exemplary damages
We do not cover liability arising out of any punitive  nes, penalties or exemplary damages that may be awarded against you.
Seepage, pollution and contamination
You are not covered for the cost of cleaning up, removing, nullifying or reinstating any property that has been lost or damaged by seepage, pollution or contamination.
Your employment, business or profession
We do not cover you for any liability arising from your employment, business or profession, unless you are covered under Business Liability on page 141.
Land and buildings
You are not covered for liability arising out of the ownership of any land or buildings, unless they are insured under the Buildings section of this policy, and the land is used for residential purposes.
Letting of property
We do not cover liability arising from the letting or renting of any property (whether movable or immovable) for monetary reward.
PERSONAL LIABILITY
What is not covered
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