Page 153 - Bay Union - Prestige Policy Wording
P. 153

PERSONAL ACCIDENT
DISABILITY TABLE
DISABILITY
(Total and permanent)*
Percentage payout
Total and permanent disability from following any employment or occupation
100%
Loss of both hands or feet, or one hand and one foot
100%
Loss of all sight in one eye, and loss of one hand or one foot
100%
Loss of all sight in both eyes
100%
Loss of all sight in one eye
50%
Loss of hearing or speech
50%
Loss of hearing in one ear
15%
Loss of one hand
50%
Loss of arm from shoulder
75%
Loss of forearm
65%
Loss of one foot
50%
Loss of thigh
75%
Loss of leg at or below knee
65%
Loss of thumb (both phalanxes)
25%
Loss of thumb (one phalanx)
10%
Loss of index  nger (three phalanxes )
10%
Loss of index  nger (two phalanxes)
8%
Loss of index  nger (one phalanx)
4%
Loss of  nger other than thumb or index  nger
5%
Loss of big toe
5%
Loss of any other toe
1%
Any permanent partial disability not speci ed above, other than loss of sense of taste or smell.
A percentage consistent with the above, without regard to your occupation
*The disability, or loss of use of the relevant parts of your body, cannot be of a temporary nature; it must be total and permanent. Loss includes loss of use, whether or not the limb or body part in question has been amputated.
Bay Union - Prestige Policy Wording - 20 June 2012 150


































































































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