Page 74 - Bay Union - Prestige Policy Wording
P. 74

HOUSEHOLD CONTENTS
Emergency services
We will pay for costs charged by any emergency-services provider – such as the  re brigade – for responding to an insured event.
Garden damage
We will pay for the cost of replacing any trees, shrubs or plants in your garden after a claim. This is on condition that the claim is not the result of theft or attempted theft, and that the home owner is not entitled to claim under his own insurance.
Full-house (bowling)
If you score a full-house as an amateur bowler, you will be covered for the traditional celebratory expenses that usually accompany the event. The full-house must be certi ed by the bowling club.
Hole-in-one (golf)
If you score a hole-in-one as an amateur golfer, you will be covered for the traditional celebratory expenses that usually accompany the event. The hole-in-one must be certi ed by the golf club.
Keys, locks and remote controls
We will pay for the cost of replacing lost or damaged keys, locks and remote controls, including the call-out costs of a technician. This will also apply if you have reasonable suspicion that an unauthorised person has access to duplicates.
Liability to third parties
You are covered as a tenant for liability to third parties, such as members of the public and the property owner. The details are described under the Personal Liability section on page 131.
Money
We will pay for loss of money or negotiable instruments, provided there are visible signs of violent and forcible entry to or exit from your home.
71 Bay Union - Prestige Policy Wording - 20 June 2012


































































































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