Page 85 - Bay Union - Prestige Policy Wording
P. 85

Key terms to understand
You
Unspeci ed property
Speci ed property
Includes your spouse and members of your immediate family who reside with you, and are  nancially dependent on you
Everyday clothing and personal effects that is either worn or carried with you. These tend to be low-value items such as pens, make-up and handbags. Unspeci ed property may also include sports equipment
Any item of property that is speci cally listed in your schedule. These tend to be of high value, and typically include jewellery, watches and laptops
ALL RISKS
Make sure you understand the difference between SPECIFIED and UNSPECIFIED
Bay Union - Prestige Policy Wording - 20 June 2012 82


































































































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